Auto

Insurance

When it comes to comparing prices on the car, motorhome, motorcycle, ATV and boat insurance, making sure you’re getting quality coverage for your buck is what will ultimately matter. If you have an accident our staff will help you through the claims process. With Prineville Insurance policy options, you and your independent agent can choose the right car insurance for you. 

What is Comprehensive coverage? 

Damage caused by incidents other than a car accident, including theft, fire, vandalism, weather, falling objects and animal damage. It is not required by law, but it may be a good idea depending on the value of the car you're driving.

 

 

What is Collision coverage?

Reimburses the insured for damage sustained to their personal automobile, due to the fault of the insured driver. This type of insurance is often added as an extension of a basic policy.

What is Uninsured motorist property damage (UMPD)?

Covers your insured vehicle when it is damaged by a driver who does not have auto insurance (uninsured).

Do I really need auto insurance?

Most states require its drivers to carry a minimum amount of car insurance in the form of liability coverage. And since insurance is usually legally required, driving without it can result in fines and the suspension of driving privileges. Some states may even impound your ride.

What do I do if I’m in an accident?

  1. Check yourself and passengers for injuries

  2. Get to a safe place away from any hazards

  3. Call law enforcement to and get a copy of the accident report

  4. Exchange information and document:

  • Full name and contact information

  • Insurance company and policy number

  • Type and color of vehicle

  • Location information 

  1. Document the accident

  • Identify officer’s information

  • Take pictures of vehicles and area

  • Takedown names of everyone involved and any witnesses

  • Notify your insurer and start a claim

What’s an Emergency Kit?

https://www.nsc.org/home-safety/safety-topics/emergency-preparedness/car-kit

297 NW 3RD Street.

Prineville, Oregon 97754

Monday -Friday

9:00am -12:30pm ~ 1:30pm-5:00pm

Phone: 541-447-6372

Fax: 541-447-5742

Email: info@prinevilleins.com

Prineville Insurance takes pride in helping you cover your business, auto, home, farm, health, and life insurance. We represent many carriers to give your advisor options to find the best coverage at competitive rates. Serving Prineville, Powell Butte, Redmond, Bend, all of Oregon, and nine other states.

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