Prineville Insurance
Deschutes County is the fastest-growing county in Oregon, encompassing Bend, Redmond, Sisters, La Pine, and Sunriver. Homeowners associations in Deschutes County need comprehensive master policies, directors & officers coverage, and general liability insurance to protect their communities and board members. Prineville Insurance has been serving Deschutes County HOAs since 1935, working with 50+ carriers to find the right coverage at competitive rates.

HOA Coverage Options

Master Property Policy

Covers common areas, shared structures, roofs, and building exteriors against fire, wind, vandalism, and other covered perils.

General Liability

Protects the HOA from third-party bodily injury and property damage claims arising from common areas and association activities.

Directors & Officers (D&O)

Protects board members from personal liability for decisions made on behalf of the HOA, including wrongful act claims.

Fidelity / Crime Coverage

Protects HOA funds from employee dishonesty, theft, and embezzlement — required by many lenders and Fannie Mae guidelines.

Frequently Asked Questions

Get in Touch

Ready to protect what matters most? Contact us today for a no-obligation insurance review. Our experienced agents are here to help you find the right coverage for your needs.

Get in Touch

Ready to protect what matters most? Contact us today for a no-obligation insurance review. Our experienced agents are here to help you find the right coverage for your needs.

Monica

Monica

Insurance Specialist

Monica

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I'm the AI version of Monica here at Prineville Insurance!

Ask me anything about insurance — home, auto, farm, commercial, wildfire, and more. I can answer your questions directly or connect you with one of our agents.